🛫 Best Cashback and Airline Miles Credit Cards for 2025

Introduction

If you want to save money on travel while earning rewards on everyday spending, choosing a credit card that offers both cashback and miles is one of the smartest moves in 2025. With the right card, you can enjoy cash back directly on your statement or redeem points and miles for flights, hotel stays, and upgrades.

In this complete guide, we’ll review the Top 5 Cashback & Miles Credit Cards in the USA for 2025, explain how to maximize your rewards, and show you where to find the best deals.

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What to Look for in a Credit Card

Before applying, consider these factors:

1. Annual Fees – Some cards are free, while premium cards charge higher fees with exclusive perks.

2. Reward Rate – Look for 2x or more points per dollar on travel and dining.

3. Airline & Hotel Partners – Check if the card transfers points to loyalty programs like Delta SkyMiles, United MileagePlus, or Hilton Honors.

4. Cashback Flexibility – Some cards give real cashback, others offer statement credits.

5. Travel Benefits – Lounge access, free checked bags, TSA PreCheck/Global Entry credits, and travel insurance.

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Top 5 Cashback and Miles Credit Cards in the USA for 2025

1. Chase Sapphire Preferred® Card

• Rewards: 2x points on travel and dining, 1x on other purchases.

• Signup Bonus: Up to 60,000 points (worth ~$750 in travel).

• Partners: United, Southwest, Marriott, Hyatt.

• 👉 RFID Protected Cards, Golden 10 Pack: Entire Wallet Purse Shield For Men & Women. 

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2. Capital One Venture Rewards Credit Card

• Rewards: 2x miles on all purchases.

• Signup Bonus: 75,000 miles after meeting spending requirements.

• Cashback option: Use miles to erase travel purchases.

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• 📌 Image suggestion: Capital One card on a travel map with airplane model

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3. American Express® Gold Card

• Rewards: 4x points at restaurants, 3x on flights booked directly or via Amex Travel.

• Benefits: $120 dining credit + no foreign transaction fees.

• Great for: Food lovers and frequent travelers.

• 👉 Cashback and Miles Credit Cards
  
  

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4. Citi Premier® Card

• Rewards: 3x points on dining, supermarkets, gas stations, and hotels.

• Partners: Transfer to airlines like JetBlue, Virgin Atlantic, and Singapore Airlines.

• Cashback flexibility: Redeem points for statement credits.
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• 📌 Citi Premier card next to groceries and gas pump icon

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5. Discover it® Miles Card

• Rewards: 1.5x miles on all purchases.

• Cashback Match: All miles earned in the first year are doubled.

• Annual Fee: $0 (great entry-level card).
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• 📌  Discover it card with airplane boarding pass

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How to Maximize Your Rewards

• Use your credit card for all monthly expenses (groceries, streaming, bills).

• Take advantage of bonus categories (dining, travel, gas).

• Transfer points to airline partners when bonuses are available.

• Compare whether it’s better to redeem cashback or airline miles depending on your goals.